RV Financing and RV Insurance
Financing Your RV with Lichtsinn RV
We have relationships with many different lenders with superior rates and terms so we are able to customize your financing to fit your needs! In order to provide you with the best rate possible, please contact us directly so we may shop for the best rates available.
Partner with Lichtsinn RV Finance Team
Whether you have the perfect credit score, or a more challenging credit history, our business managers will find the right RV financing option for you.
We work with several lenders to bring you the most competitive and flexible financing options around. We will do whatever we can to help you get the monthly payment and loan term that best suits your budget.
- We offer financing and are authorized agents for several large major RV banks including Bank of America, US Bank, Bank of the West and several other major lenders.
- We generally provide a credit application to these banks and allow them to compete for the lowest rate.
- All of our loans carry no fees at closing, no closing costs and no points.
- In most cases, the interest can be deducted for tax purposes by qualifying as a second home.
- We can generally do terms of up to 20 years! Pre-payments can be made in full or in part, at any time, without penalty with nearly all of our lenders. All of our loans are conventional fixed rate loans.
- We offer both monthly and bi-weekly payment options. Bi-weekly payments can save you THOUSANDS over the course of your loan!
Securing RV Insurance with Lichtsinn RV
Whether you are using your RV for recreational use or living in your RV full time, we can customize a policy to fit your exact needs.
We have found many of our Insurance customers do not have adequate coverage or are simply paying too much for the coverage they do have for their RV insurance. Unfortunately, by the time they realize this they may have already incurred substantial loss or expense.
Many Insurance Companies will insure your RV, but often you are only getting coverage for physical damage. It may not cover items that "RV Specific" Insurance does, such as RV Full/Total Loss Replacement (offered on newly purchased RV's one model year old or newer: if your RV is totaled within the first 5 years, this policy provides the monetary equivalent of what it costs to buy a brand-new RV of the same or similar model, even if it costs more than what you originally paid for your RV.) We also offer Agreed Value and Actual Cash Value Policies. RV specific Insurance can also cover items such as: Vacation Liability, Pet Injury Coverage, Fire Department Service Charges or Personal Effects Coverage for contents inside the RV . Most "other" Insurance Policies do not offer these additional benefits.
If you are looking to buy a new RV or just simply looking for possible savings from RV Insurance you've already purchased elsewhere, one of our Insurance Consultants can provide you a no-obligation insurance quote.
AND we have Multi-Policy Discounts! Our knowledgeable staff is also able to quote auto, home, motorcycle and boat policies that can provide you additional savings to you as well.