Lichtsinn RV Insurance
Whether you are using your RV for recreational use or living in your RV full time, we can customize a policy to fit your exact needs.
We have found many of our Insurance customers do not have adequate coverage or are simply paying too much for the coverage they do have for their RV insurance. Unfortunately, by the time they realize this they may have already incurred substantial loss or expense.
Many Insurance Companies will insure your RV, but often you are only getting coverage for physical damage. It may not cover items that "RV Specific" Insurance does, such as RV Full/Total Loss Replacement (offered on newly purchased RV's one model year old or newer: if your RV is totaled within the first 5 years, this policy provides the monetary equivalent of what it costs to buy a brand-new RV of the same or similar model, even if it costs more than what you originally paid for your RV.) We also offer Agreed Value and Actual Cash Value Policies. RV specific Insurance can also cover items such as: Vacation Liability, Pet Injury Coverage, Fire Department Service Charges or Personal Effects Coverage for contents inside the RV . Most "other" Insurance Policies do not offer these additional benefits.
If you are looking to buy a new RV or just simply looking for possible savings from RV Insurance you've already purchased elsewhere, one of our Insurance Consultants can provide you a no-obligation insurance quote.
AND we have Multi-Policy Discounts! Our knowledgeable staff is also able to quote auto, home, motorcycle and boat policies that can provide you additional savings to you as well.